​The medical expenses up to the funeral and burial expenses of an individual, especially at unexpected times, can be a heavy burden to families while they're still grieving. Final expense insurance should help you to be able to afford when such rough times come and lessen the financial burden for the family. 

​Hospital indemnity insurance offers to pay for hospital admission costs, which you can add to your other health insurance plan. An unexpected hospital stay, which can last an average of three days, can cost you around $30,000. 

​Medigap, also called Medicare Supplement, should cover what Original Medicare may not be able to pay on the remaining balance, such as copayments, coinsurance, and deductibles on healthcare services and supplies. 

​The Medicare Advantage Plan is a healthcare plan offered by Liberty Benefit Consultants, Inc., like other private insurance companies in contracts with Medicare. As for Medicare, it’s run by the government that may cover American ages 65 and older with chronic disabilities.